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Pet Insurance for Cats and Dogs

Cover your pet and protect yourself from expensive vet consultation and surgery bills. We offer different types of cover for every kind of budget, and for your cat or your dog or both. And we cover baby fur babies right through to fully grown fur babies.

Why do you need Pet Insurance?

Helping your pet through an illness or injury is one of the hardest things a pet parent can go through. Getting them the best treatment and knowing you'll be covered financially makes a difficult time that little bit easier. 

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Protect Yourself Too

Protect yourself against expensive vet bills.

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Accidents Happen

It’s hard to avoid accidents but easy to be prepared for their expense.

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Don’t Stress

Forget about the bill stress with our easy claims process.

Pet Insurance that provides
peace of mind 

Have you been lucky enough to welcome a new fur baby into your world lately? Or perhaps you have been thinking of protecting you and your pet from those unforeseen accidents that no one ever sees coming. 

At PetCulture we have teamed up with petinsurance.com.au to offer full cover Pet Insurance for tiny puppies, big dogs, outdoor cats, indoor cats and peace of mind.

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Get our No Excess Cover

Claim up to 80% back on vet bills icon

Our insurance covers up to 80% of your eligible vet bills**

Claim on the spot insurance icon

Claim on the spot and pay the GapOnly at participating Vets

Submit and track the progress of your claim online Claim online 24/7 the Pet Portal

Terms, conditions, waiting periods, limits and exclusions apply. Petinsurance.com.au is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473; AFSL 241436) (Hollard); is promoted and distributed by Pet Insurance Pty Ltd (ABN 38 607 160 930; AR 1234944) (PIPL) and PIPL’s authorised distribution partners (including PetCulture Pty Ltd ABN 69 644 613 098; AR 001284860) (PetCulture); and administered by PetSure (Australia) Pty Ltd (ABN 95 075 949 923; AFSL 420183) (PetSure). PIPL and Pet Culture are authorised representatives of PetSure. Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs. You should obtain and consider the product disclosure statement (PDS) in deciding whether to acquire or continue to hold, Petinsurance.com.au Pet Insurance.

GapOnly™ is a trademark owned by PetSure (Australia) Pty Ltd (Petsure), ABN 95 075 949 923, ASFL 420163. GapOnly™ is only available at participating Vets. Please visit gaponly.com.au for more details or to search for GapOnly™ enabled vets.


**Subject to any policy terms and conditions, exclusions and limits that may apply.