Use code LAUNCH20 and receive 20% off & free metro delivery - Shop Dog | Shop Cat!

Use code LAUNCH20 and receive 20% off & free metro delivery - Shop Dog | Shop Cat!

Dog Insurance

This should get a few tails wagging. With pet insurance for dogs, we’ll pay up to 80% of your eligible vet costs when accidents and illnesses strike. And if you choose to take Routine Care, your dog will be covered for vaccinations, de-sexing, micro-chipping plus many other day-to-day health problems up to an annual benefit limit. It’s not just about looking after your best mate, it’s also about protecting yourself from the unexpected costs.

Great value cover.

Claim up to 80% back on vet bills icon

Claim up to 80% of eligible vet bills.

Claim online and get as soon as possible

Ideal for dogs from 6 months of age.

This table below provides a summary of your cover for new and renewing dog policies from 01/04/2021. See the PDS/FSG for details of your cover.

Our pet insurance cover Accidental Injury and Illness Cover Get a quote Accidental Injury Get a quote
Entry Age Limit Cover starts from 6 months old to 9 years of age Cover starts from 6 months old
Excess $0 $0
Benefit % 80% 80%
Annual Benefit Limit $10,000 $10,000
Cover Specified Accidental Injury 1
Covers Illness 2 4
See list of Specified Illnesses below4
Consultation Limit (annual) $300 $300
Cruciate Ligament Limit (annual) $2600 3 $2600 3
Skin Conditions Limit (annual) $500
Tick Paralysis $1,000 $1,500
Emergency Boarding $1,000 $500
Waiting Periods 30 Days for Illness
6 Months for Cruciate Ligament Conditions
There is no Waiting Period for Specified Accidental Injuries
30 Days for the following:
Ingestion of foreign object, tick paralysis, heat stroke, gastric dilatation-volvulus (GDV), trauma induced respiratory impairment, traumatic spinal disc rupture, torn nail, poisoning, embedded grass seed, soft tissue injury and eye trauma.
6 months for Cruciate Ligament Condition.
0 Days for Specified Accidental Injury.
Pre-existing Condition(s) (certain conditions are eligible for a Pre-existing Conditions review)+
Accidental Injury and Illness Cover Get a quote
Entry Age Limit Cover starts from 6 months old
Excess $0
Benefit % 80%
Annual Benefit Limit $10,000
Cover Specified Accidental Injury 1
Covers Illness 2
Consultation Limit (annual) $300
Cruciate Ligament Limit (annual) $2600 3
Skin Conditions Limit (annual) $500
Tick Paralysis $1,000
Emergency Boarding $1,000
Waiting Periods 30 Days for Illness
6 Months for Cruciate Ligament Conditions
There is no Waiting Period for Specified Accidental Injuries
Pre-existing Condition(s) (certain conditions are eligible for a Pre-existing Conditions review)+
Accidental Injury Get a quote
Entry Age Limit Cover starts from 6 months old to 9 years of age
Excess $0
Benefit % 80%
Annual Benefit Limit $10,000
Cover Specified Accidental Injury 1
Covers Illness 2 4
Consultation Limit (annual) $300
Cruciate Ligament Limit (annual) $2600 3
Skin Conditions Limit (annual) -
Tick Paralysis $1,500
Emergency Boarding $500
Waiting Periods 30 Days for the following:
Cancer Treatments, skin conditions, eye-ear conditions, ingestion of a foreign object, gastrointestinal problems, hereditary and congenital conditions (excluding pre-existing conditions), tick paralysis, intervertebral disc disease (IVDD), poisoning
6 months for cruciate ligament condition
0 days for specified accidental injury
Pre-existing Condition(s) (certain conditions are eligible for a Pre-existing Conditions review)+

The right cover for every pet

  1. Specified Accidental Injury means Physical harm or injury arising from an accident. For the purposes of this policy, an accident is: a single specific, unpredictable, unusual and unintended external event which occurs at a particular time and place, with no apparent or deliberate cause but with marked effects; and is independent of any other cause including any Pre-existing Condition. Note: Conditions covered by the Specified Accidental Injury Cover Section of the policy are specified in Section 2 on page 24 of the PDS.
  2. Illness means a sickness, disease or Specified Illness which:
    1. Is not included under Specified Accidental Injury Cover;
    2. Is independent of any Pre-existing Condition.
  3. In some instances, you may be entitled to a higher annual limit for this Condition, if so, this will be printed on your Certificate of Insurance.
  4. See list of specified Illnesses
    1. Ingestion of foreign object;
    2. Poisoning;
    3. Gastric dilation volvulus (GDV);
    4. Tick paralysis;
    5. Heatstroke;
    6. Trauma induced respiratory impairment;
    7. Traumatic spinal disc rupture;
    8. Embedded grass seed;
    9. Soft tissue injury;
    10. Eye Trauma
    11. Torn Nail


+Some Conditions are eligible for review after an 18-month period – this can be done on application or simply by submitting your claim. Refer to your PDS or our Pre-existing Conditions page for more information

Terms, conditions, waiting periods, limits and exclusions apply. Petinsurance.com.au is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473; AFSL 241436) (Hollard); is promoted and distributed by Pet Insurance Pty Ltd (ABN 38 607 160 930; AR 1234944) (PIPL) and PIPL’s authorised distribution partners (including Pet Culture Pty Ltd ABN 69 644 613 098; AR 001284860) (PetCulture); and administered by PetSure (Australia) Pty Ltd (ABN 95 075 949 923; AFSL 420183) (PetSure). PIPL and Pet Culture are authorised representatives of PetSure. Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs. You should obtain and consider the product disclosure statement (PDS) in deciding whether to acquire or continue to hold, Petinsurance.com.au Pet Insurance.